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Deciding to buy a life insurance policy is a big decision. Namely, you will need to make sure the money goes where you want it to after your death. Therefore, you will have to name a policy beneficiary. Who is this party? Understanding Beneficiaries The beneficiary is a party you choose to receive the life insurance payout—the death benefit. READ MORE >>

Water sports, relaxing in the sun and splashing in the water are great ways to make memories with family and friends. When it comes to boating, as with most things in life, there is no substitute for experience. This time of year, as boaters all across the country are returning to the water, many are venturing out on boats for the very first time. READ MORE >>

Greg discusses how small businesses can ward off cyberattacks in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw. Here's a full transcript of the episode. Rob Carnie: Cyber attacks. READ MORE >>

Greg discusses insurance policies for classic cars in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw. Here's a full transcript of the episode. Rob Carnie: 800 CHAB's Ask the Expert featuring Greg Marcyniuk at Heritage Insurance in downtown Moose Jaw today. READ MORE >>

Even boats that were properly stowed away for the winter need an inspection before heading to the water. Give the boat a thorough cleaning inside and out. This is a good time to look for cracks or gouges in the hull. When you finish sprucing up the interior and exterior, you are ready to complete your de-winterizing checklist. READ MORE >>

Spring weather can be unpredictable. When severe weather hits unexpectedly, the risk of injury and death increases, so planning makes sense. Prepare for storms, floods, and tornadoes as if you know in advance they are coming, because in the spring, they very likely will. READ MORE >>

Over the years, you might notice that cracks begin to form in the walls of your home. You might even notice new cracks start to form as the weather warms up during the springtime. Why does this happen, and what can you do about it? Wall cracks typically form as a result of problems in your home's foundations. READ MORE >>

May is Tick Season. As the weather warms up, the critters emerge. The Good news is that the risk of getting Lyme disease is low and the most common tick in Saskatchewan is the American dog tick, which does not transmit Lyme disease. Ticks live in tall grass, brush or wooded areas throughout southern Saskatchewan. READ MORE >>

Greg discusses pet safety tips for springtime in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw. Here's a full transcript of the episode. Rob Carnie: 800 CHAB's Ask The Expert on the air today with Greg Marcyniuk from Heritage Insurance. READ MORE >>

Greg discusses plate insruance coverage in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw. Here's a full transcript of the episode. Rob Carnie: So, it's a once a year - your vehicle registration comes up and you pay your fee. READ MORE >>

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