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View the latest blog posts from Heritage Insurance LTD.

You do! Contrary to popular belief, umbrella liability policies are not just for the wealthy. We recommend that everyone consider carrying an umbrella policy. If you engage in a high-risk activity or hobby that increases your odds of getting sued (such as having a teenage driver, owning a swimm... READ MORE >>

If your classic car has been in storage for a few months, or a couple of years, there are a few things you must tend to before taking it for a spin. Start with a visual inspection underneath the vehicle to see if it has been leaking any fluids. A coolant leak would typically be green. READ MORE >>

In Saskatchewan, you automatically get a degree of car insurance when you buy plates for your car. However, you can also buy additional coverage that offers more protection for the car. In the event of an accident, you might have more help available to cover your losses. READ MORE >>

When you register a vehicle, you pay a flat registration fee and get a basic package of insurance on your plates. The insurance includes: Coverage for damage to your vehicle, subject to a deductible Personal injury insurance from a vehicle collision READ MORE >>

Greg discusses how to avoid flood damage in your home in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw. Here's a full transcript of the episode. Rob Carnie: Whether we're out of the woods with springtime flooding, or not, it's always a good idea to be prepared. READ MORE >>

As winter ends and temperatures begin to rise, the accumulating water from melting snow and ice leaves your home susceptible to damage. Protect your home ahead of time to minimize your risk. Use these four tips to help reduce your home's risk of snowmelt damage: Clear snow from your home's foundation. READ MORE >>

If you conduct business in your home, insuring your business properly is part of a solid risk management plan. We can help! What Protection Does It Offer? Common coverages for home-based businesses include personal business property, professional liability, business income, personal and advertising injury, loss of business data, crime, theft and auto coverage. READ MORE >>

Greg discusses safe procedures for preventing ice dams in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw. Here's a full transcript of the episode. Rob Carnie: I think it's been at least a couple of years since we talked about this. READ MORE >>

If you are a contractor, you spend a lot of time working for others. You will eventually finish your project, though, and leave your clients to enjoy the results. Still, there is no guarantee that you will leave behind a foolproof product. Should problems arise, there is a chance you might be responsible for the losses. READ MORE >>

You may feel excited to get behind the wheel, but it's normal to feel a little anxious about driving too. That's why you should use the tips below to stay safe on the road. 7 Useful Tips For Teen Drivers Always use your seat belt, even if you're just going for a short drive down the block. READ MORE >>

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