New Office Suite from OutsideAs a business owner, you discover tidbits about your business every day. You then use that information to enhance your business and make it grow. Business insurance works the same way; as you immerse yourself in your business, you learn that insurance can make your business better. However, it can be difficult to determine the type of business insurance you need when you are renting an office, retail space or a manufacturing facility. Fortunately, we can help you determine some insurance options that are right for your business.

General Liability Insurance

General liability insurance may help you cover the cost of being sued. This can be doubly critical, as a lawsuit regarding something that occurred in your office space could potentially impact your landlord, as well as deplete the amount of money you have on hand for expenses.

As the name implies, general liability isn't specific to any certain set of perils like other types of insurance. However, there are some exclusions included in the policy. To ensure your business has adequate business insurance, start by purchasing general liability insurance.

Commercial Auto Insurance

Commercial auto insurance is necessary if you use vehicles to carry out business operations. With commercial auto insurance, your business has larger limits, allowing you to protect your business from lawsuits. Additionally, you can cover employees with commercial auto insurance, which you may not be able to do if you were using personal auto insurance.

Professional Liability Insurance

Professional liability insurance helps you protect your business by giving you the ability to protect yourself from injuring clients based on advice or behaviors. Many professionals overlook this type of insurance, but doing so could leave you exposed to lawsuits.

As you gain experience managing your business, you'll learn that your business is threatened by uncertainty from every angle. If you don't own your office space, dealing with these risks can cut into your revenue, making it harder to cover expenses such as rent. It's crucial to protect your business by investing in the right insurance plan.

Get covered today. Call Heritage Insurance, Ltd. at (800) 667-7640 for a no-obligation Moose Jaw SK business insurance quote.
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