Heritage Insurance
Call or Text Us! (306) 693-7640
We Take The Hassle Out of Buying Insurance GUARANTEED...

Home
Insurance
Click Here!

Explore Your Options With Clickable Coverage Instant Quote >

Auto
Insurance
Click Here!

Explore Your Options With Clickable Coverage Instant Quote >

Business
Insurance
Click Here!

Explore Your Options With Clickable Coverage Instant Quote >

Life
Insurance
Click Here!

Explore Your Options With Clickable Coverage Instant Quote >

Holiday Candles

The halls are decked, the nog is eggy and revelers are ready to party. But as the holiday celebrations continue, it's important to be aware of the responsibilities and potential liabilities hosts can face.

There are a variety of situations or accidents that can occur that could put a serious damper on your party. What if someone slips and falls, requires medical attention, or has too much to drink, then drives, and causes an accident? These situations are unpleasant to think about when planning a party, but homeowners and business owners should always make sure they are prepared for worst case scenarios.

Most homeowners and Business Owner's Policies cover bodily injury, property damage, and will provide for legal defense should a homeowner or business owner get sued in civil court as a result of an occurrence that is covered by the policy. However, hosts should check their policy with one of our brokers to see if additional coverage is needed. Umbrella policies – also called Liability Umbrella Policies – offer an additional level of protection beyond the limits of a homeowner policy, business owner policy or a host liability insurance.

Tips For Party-Planning

  • Warn guests to pay attention to any hazards on the property that they should avoid or take them by surprise - such as steep steps or a hole in the ground
  • Keep sidewalks, walkways and steps free of ice and snow
  • Ensure there is adequate outdoor lighting during times when guests will be arriving and leaving
  • Take special care of items on the property that may attract children, like a swing set or tree house, and reinforce to guests that their children must be accompanied by an adult at all times
  • Be prepared to have guests spend the night, appoint designated drivers, or have a local taxi service phone number easily available

Heritage Insurance wishes everyone a Happy Holidays. As a reminder, have fun, but drink responsibly! And if you have any insurance needs or concerns during this time, be sure to let us know. We're here to help!

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Peace Hills
SGI Canada
SMI
Southwestern
TCIN Canada
Wawanesa
Wynward
Connect With Us: Facebook Twitter LinkedIn Google+ YouTube RSS Feed

Latest News
Read more >
Icon
Visit Us Heritage Insurance LTD Office


Icon

© Copyright 2018. All rights reserved. Powered by Insurance Website Builder.