Russ MacDonaldWith the current volatility in today's markets, many investors are cautious as to where to park their hard earned dollars. A big threat to one's retirement savings value come retirement is volatility. If not planned and allocated properly, one's nest egg can be impacted in a big way.

A way to minimize volatility is through diversification. Basically that means not putting all your eggs in one basket. Let's look at parking some of our money in assets that can realize a fairly significant return over time with no negative interest and all the while providing you with peace of mind.

Many investors are looking at Participating (Dividend Paying) Whole Life Insurance as another asset class to their already Fixed Income and Equity Investing. With Par Whole Life, not only do you have protection with the death benefit, you also have guaranteed cash value plus dividend values totaling your total cash value. This value grows tax sheltered and is not subject to the ups and downs of the market. With Par, once you establish a cash value that value will never decrease.

With the proper strategy you can use these values to supplement retirement spending, pay education costs, or any other option you find necessary.

If you are looking to add a little more diversification to your current savings allocation, or would even wish to learn a little more about how this asset class could help you achieve optimal savings, call me today for a no obligation consultation.

-Russ MacDonald
Heritage Insurance Ltd., (306) 631-9738

Protect your family and your finances. Call Heritage Insurance, Ltd. at (306) 693-7640 for more information on Moose Jaw SK life insurance.
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