Russ MacDonaldInsurance companies request medical examinations to provide them with a snapshot of the client's current health condition. This request is determined depending on the volume of coverage the client elects to apply for as well as the client's age. This information is then used to determine the client's insurability. Abnormal findings can create problems in obtaining this coverage and possibly with future applications as well. It could also result in increased pricing should your results show negatively. It is in everybody's best interest that this snapshot be as accurate as possible eliminating as many false abnormalities as possible.

Here are some tips to follow to ensure you put your best foot forward:
  • Get a good night's rest the night before the exam
  • Try not to exercise 12-18 hours before the exam
  • Try not to consume any alcohol for at least 8 hours before the exam
  • Avoid any form of caffeine, food or beverage (except water) for at least 2 hours before exam
  • Avoid smoking for at least 1 hour before
  • Reference any prescriptions/medications with your examiner
  • Drink 8 ounces of water before the exam
  • Ensure your appointment is scheduled at a convenient time
  • Feel free to reschedule the appointment if you are feeling stress that day
By following the above tips, you will give yourself the best chance to show an accurate picture of your health.

If you have questions about your life insurance or your financial security plan, please don't hesitate to contact me.

-Russ MacDonald


We can help you find a life insurance policy that meets your needs. Call Heritage Insurance, Ltd at (800) 667-7640 for a free Moose Jaw SK life insurance quote.
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