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Heritage Insurance LTD Blog: business insurance

View the latest blog posts from Heritage Insurance LTD.

If you conduct business in your home, insuring your business properly is part of a solid risk management plan. We can help! What Protection Does It Offer? Common coverages for home-based businesses include personal business property, professional liability, business income, personal and advertising injury, loss of business data, crime, theft and auto coverage. READ MORE >>

If you are a contractor, you spend a lot of time working for others. You will eventually finish your project, though, and leave your clients to enjoy the results. Still, there is no guarantee that you will leave behind a foolproof product. Should problems arise, there is a chance you might be responsible for the losses. READ MORE >>

Continuity is critical in business, and there are few things more important than continuous revenue and cash flow — particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading to serious reputational damages or long-term closures. READ MORE >>

Greg discusses components of business interruption insurance in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw. Here's a full transcript of the episode. READ MORE >>

Tips To Avoid Spreading Illness An influenza outbreak is a serious concern in the office. It costs employers around $75 billion each year in missed work and reduced productivity. At the office, you work in close quarters and come in direct contact with others frequently, which means germs can spread easily from person to person. READ MORE >>

Greg discusses safe alcohol serving advice for holiday gatherings in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw. Here's a full transcript of the episode. Rob Carnie: Well, we are well into the holiday season. READ MORE >>

If you deal with either commercial or residential property, you are responsible for the side effects of winter. In legal terms, snow and ice are the same as any other hazard presented on a property. And just like any other hazard, property managers can be held liable if they cause injury. READ MORE >>

Fires can be deadly. Employees should become familiar with fire safety practices and eliminate risks when possible. Fires are a serious risk for businesses of all types. It's up to employees to take the proper precautions to keep themselves, their co-workers and safe from fire hazards. READ MORE >>

Companies need safe and working equipment to operate efficiently and generate revenue. In fact, some organizations rely exclusively on a few pieces of equipment to run their entire business. Following a breakdown, major losses can occur, and many organizations turn to equipment breakdown insurance (sometimes referred to as boiler and machinery insurance). READ MORE >>

Whenever you do business, you run the risk of harming another individual. If an accident occurs, the affected party might want compensation. It's likely your responsibility to meet this expectation. If you have general liability coverage, you might be able to use it to your advantage. READ MORE >>

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