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Heritage Insurance LTD Blog: coverage

View the latest blog posts from Heritage Insurance LTD.

Whether your property has had a fire, a break & enter or hail, dealing with the claim can be stressful and confusing. To help you through this process, we've put together a guide to the claims process. Gather as many details as possible. READ MORE >>

Most Canadians have no plan in place to handle a critical illness and would experience severe financial hardship if they were faced with one. Did You Know? 60% of working Canadians are concerned about a loss of income if faced with a critical illness. READ MORE >>

After a car accident occurs, the at-fault driver must be determined so the drivers' insurer knows how to proceed with the claim. Sometimes it's simple to determine who caused the accident, which helps speed up the claims process. Other times, there may be a debate about who is at fault. READ MORE >>

Plenty of people across Saskatchewan go camping in the summertime. If you're planning a camping trip, keep these safety tips in mind. Water Safety: Many water-related accidents are preventable. Always wear a properly sized and fitted life jacket when boating. READ MORE >>

As an employer, it's your responsibility to provide a safe work environment in which your employees can perform their jobs with minimal risk. This includes installing safety features (such as handrails on staircases) and providing safety equipment when needed (such as aprons and goggles). READ MORE >>

Passing away is never an easy thing to think about. However, by not planning for your final days, you may cause additional stress to your family and friends, especially at a time when they'll be grieving. So use this checklist to create a file so that your executor is in the know should the unforeseen happen to you. READ MORE >>

Just thinking about the wake of destruction left behind by tornadoes is enough to make some people worry about the safety of their families in the event of a storm. Windstorms and tornadoes are capable of stirring up massive destruction. So how can you protect your home and your family? READ MORE >>

Greg shares tips for determining home insurance coverage limits in Saskatchewan. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw Here's a transcript of this episode: Rob Carney: Today with Heritage Insurance, Greg Marcyniuk at Heritage Insurance. READ MORE >>

Your home is filled with possessions. Would you be able to remember what was lost or stolen in the event of a fire or theft? Would you have enough insurance to replace everything? An inventory worksheet will assist you in listing your personal property. READ MORE >>

Many people believe as they get older and become more financially independent, their need for life insurance decreases. You may not realize that life insurance can provide more than financial protection for a family to maintain its standard of living should a parent die prematurely. READ MORE >>

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