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Heritage Insurance LTD Blog: general liability insurance

View the latest blog posts from Heritage Insurance LTD.

Businesses need business insurance. Alongside your property coverage, you can equally benefit from having liability insurance for the losses you cause third parties. Perhaps the most essential type of this coverage is general liability insurance, which is, in many cases, the baseline of coverage from which most other liability policies can grow. READ MORE >>

If you are a contractor, you spend a lot of time working for others. You will eventually finish your project, though, and leave your clients to enjoy the results. Still, there is no guarantee that you will leave behind a foolproof product. Should problems arise, there is a chance you might be responsible for the losses. READ MORE >>

Whenever you do business, you run the risk of harming another individual. If an accident occurs, the affected party might want compensation. It's likely your responsibility to meet this expectation. If you have general liability coverage, you might be able to use it to your advantage. READ MORE >>

A common risk many businesses face is the threat of slip-and-fall allegations. If someone visits your property, they could fall and injure themselves. As a result, they might experience significant harm and personal losses. They could hold the business responsible for their injuries. READ MORE >>

Ensuring that the playground area is safe requires careful planning and monitoring. Remember that infants and toddlers (ages 0-2), preschool-age children (ages 3-5), and school-age children (ages 5-12) have different developmental needs and abilities, and may need developmentally different. READ MORE >>

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