Heritage Insurance LTD Blog: home insurance
View the latest blog posts from Heritage Insurance LTD.
Monday, December 1, 2014The holidays are a time for gathering, and we open our homes to Family and Friends this time of year. Unfortunately, we've seen more lawsuits when people host these parties. Here are some tips to help prevent the possibility of being sued over the holiday season. READ MORE >>
Friday, November 7, 2014Snow acts like a layer of insulation on the roof above your attic. When snow melts above a warmed attic, water moves down to the cooler roof edge and soffit, and freezes. Unless this water is allowed to drain properly, the resulting freezing can create ice dams on your roof. READ MORE >>
Monday, October 13, 2014Residential overland flooding that damages buildings is not covered by insurance. Sewer backup is covered, provided you have the optional coverage on your home insurance policy. This is SGI's definition of sewer back up and flooding. Sewer backup is when water enters a home through a drain connected to a public or private sewer system. READ MORE >>
Friday, January 31, 2014Every homeowner should have some basic skills to perform small repairs or bypasses until a licensed handyman can come and address the root of the problem. Below are 10 tips for doing your own handy work. Fix a jammed lock: Spray WD-40 into the keyhole and around the lock mechanism for lubrication. READ MORE >>
Tuesday, November 26, 2013When the leaves change colors, it’s time to weather-proof your home. Once the first snowflakes begin lazily drifting down from the sky, it won’t be long before the harsh snow, ice and wind can have devastating effects on your home if you’re not prepared. READ MORE >>
Friday, August 30, 2013It's the summertime so go outside and have fun! But the fun that comes with the sunshine also comes with a whole new set of risks. If you’re thinking of entertaining outdoors this summer, read on for four important things to keep in mind during outdoor parties. 1. Barbecues READ MORE >>
Tuesday, July 30, 2013Home insurance is coverage for your house, contents of your house, property and family. It provides total protection against catastrophes like natural disasters, theft and accidents. This type of policy will aid in the restoration of your property and buildings when those catastrophes occur. READ MORE >>
Thursday, May 2, 2013Purchasing a home is one of the biggest investments undertaken by most people. With this venture comes the need to buy a home insurance policy from an insurance provider you can trust. A home insurance policy ensures that you are able to recover your losses after an ill-fated calamity, accident or loss. READ MORE >>
Thursday, April 26, 2012When your home is located near a hydrant or fire station, the overall risk of fire damage affecting your property is reduced simply due to proximity to those measures and individuals who help stop fires. In the past, an insurance agent was responsible for disclosing to the insurance company an estimate of how close a proposed insured’s home was to a fire department. READ MORE >>
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