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Heritage Insurance LTD Blog: home insurance

View the latest blog posts from Heritage Insurance LTD.

A break-in can be a very traumatic experience. Break-ins cost Canadian insurance companies millions of dollars each year in claim payments. This cost is shared by policyholders through increased premiums. By making your home more secure, you can save yourself inconvenience and money. READ MORE >>

Imagine calling your home insurance company to file a claim regarding an issue in your home — only to realize the loss you experienced is not covered under your policy. Misconceptions about what is included in a homeowners insurance policy happen every day. READ MORE >>

It's great to get away for a while, but a vacation may be interrupted if you're worried about the security of your home. It's a known fact that most burglars look for easy targets that appear to be empty. They select homes that they can easily slip in and out of with a minimal chance of being noticed. READ MORE >>

As the weather warms up, many people rid themselves of clutter. But being overzealous in taking on spring cleaning tasks after a long winter can sometimes lead to injuries. Follow these tips to stay safe while undertaking your spring cleaning. Do not rush because you are tired or in a hurry. READ MORE >>

While it's fun to go on vacation, you could be exposing your home and possessions to burglars if you're not careful. Here's how to keep your home protected while you're away. I always have someone come and check our home daily. This can either be a family member, friend or neighbor. READ MORE >>

If gifts of new jewelry, electronics or an expensive keepsake came your way over the holidays, we encourage you to update your  home inventories and home insurance policies. Here are 8 tips to protect your possessions this New Year: Review your insurance policy to ensure you have adequate coverage. READ MORE >>

It seems that this is the time of year when the number of house fires escalates. A fire in the home is devastating, often destroying the structure, ruining precious belongings and even causing injury or death to loved ones. To prevent one in your house, consider these top causes of house fires. READ MORE >>

Over time, concrete driveways can crack and those cracks can become places where people trip. None of us want to have people tripping in the driveway and getting injured because those injuries can become claims on our home insurance. If we can keep those cracks from becoming a problem, then we can often keep our premiums lower. READ MORE >>

The holidays are a time for gathering, and we open our homes to Family and Friends this time of year. Unfortunately, we've seen more lawsuits when people host these parties. Here are some tips to help prevent the possibility of being sued over the holiday season. READ MORE >>

Snow acts like a layer of insulation on the roof above your attic. When snow melts above a warmed attic, water moves down to the cooler roof edge and soffit, and freezes. Unless this water is allowed to drain properly, the resulting freezing can create ice dams on your roof. READ MORE >>

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