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Spring weather can be unpredictable. When severe weather hits unexpectedly, the risk of injury and death increases, so planning makes sense. Prepare for storms, floods, and tornadoes as if you know in advance they are coming, because in the spring, they very likely will. READ MORE >>

Over the years, you might notice that cracks begin to form in the walls of your home. You might even notice new cracks start to form as the weather warms up during the springtime. Why does this happen, and what can you do about it? Wall cracks typically form as a result of problems in your home's foundations. READ MORE >>

Greg discusses how to avoid flood damage in your home in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw. Here's a full transcript of the episode. Rob Carnie: Whether we're out of the woods with springtime flooding, or not, it's always a good idea to be prepared. READ MORE >>

As winter ends and temperatures begin to rise, the accumulating water from melting snow and ice leaves your home susceptible to damage. Protect your home ahead of time to minimize your risk. Use these four tips to help reduce your home's risk of snowmelt damage: Clear snow from your home's foundation. READ MORE >>

If you conduct business in your home, insuring your business properly is part of a solid risk management plan. We can help! What Protection Does It Offer? Common coverages for home-based businesses include personal business property, professional liability, business income, personal and advertising injury, loss of business data, crime, theft and auto coverage. READ MORE >>

Greg discusses safe procedures for preventing ice dams in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw. Here's a full transcript of the episode. Rob Carnie: I think it's been at least a couple of years since we talked about this. READ MORE >>

Greg discusses the benefits of shopping locally in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw. Here's a full transcript of the episode. Rob Carnie: Why shop local? READ MORE >>

Did you get an expensive gift for Christmas or your Birthday? Or maybe you are buying an engagement ring for Valentines Day? Jewelry, paintings, sculptures, rare collectibles, and even top tier wines can all fetch high prices. Your valuables are important to you — and insuring them is equally important to prevent serious loss in the event of damage or theft. READ MORE >>

Did You Know? Snowmen, snow angels and snowball fights are fun activities for children and the young at heart. But being outside in cold temperatures can have an adverse effect on your health if you are not careful. Frostbite is a common ailment for those who have prolonged exposure to cold temperatures and low wind chill factors. READ MORE >>

Greg discusses what to do when the power is out in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw. Here's a full transcript of the episode. Rob Carnie: Preparing for a power outage. READ MORE >>

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