MONDAY, MAY 18, 2015
 Purchasing life insurance is never a task that an individual looks forward to. People usually don't jump to the idea of planning for their own passing, however it is something that we all will have to do at some point and the longer we wait the more we will pay.
Life insurance prices are based partially on age, so the longer you wait to purchase the more risk you are to passing away which makes you less attractive to the life Insurance company causing them to charge you more. Beyond that you also leave yourself open to a negative health condition that could result in a higher premium or potentially a decline to your application.
So why do people wait then? Well it's human nature to procrastinate. We all have day to day events in our lives that warrant us to push things back and we'll get to later. The unfortunate part about doing that with life insurance is that unlike some other things that we procrastinate on, this will cost us more hard earned money and could potentially cause a financial disaster to our loved ones. We all have our excuses whether we think it's too expensive, or we don't have the time, our limited knowledge, or that it just isn't felt as a priority now. Bottom line is that it's only going to get more expensive. So overall the best strategy is to make sure you apply when you are both young and healthy.
At the end of the day, we all should have some form of life coverage. So let's bite the bullet and do our wallets a favor and proceed with setting up coverage now. Not tomorrow. Not a week from now. TODAY. Ensure your peace of mind now at the best possible price.
Remember as a valued client of Heritage we provide no obligation consultations to ensure you are getting the best possible strategy and price.
-Russ MacDonald, Heritage Insurance Ltd.
306-631-9738
*****
Protect your family with the right life insurance coverage. Call Heritage Insurance, Ltd. at (306) 693-7640 for a Moose Jaw life insurance quote.
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