Canada is a vast country with several challenging terrains within its borders. The importance of trucking to the nation’s economy simply can’t be underestimated. Indeed, a recent report from Statistics Canada revealed that more than 220,000 people are currently working as truckers in the country. Critical to the success and prosperity of this vital industry is insurance, as it not only protects the drivers and the vehicles they drive, but it also protects precious cargo from damage or loss.
What to Look for in Your Trucking Insurance Policy
It is possible to find a policy that covers a driver for all vehicles and cargo types, and that can save confusion and the need to continually update your policy depending on individual contracts. Another way to cut down on your administration is to find a policy with a variation clause. This means you will not be bound by a cost-per-pound limit – you can simply pick up your load and get on your way.
If you have worked as a trucker in Saskatchewan for some time, you will know that some policies can leave you without important coverage when you need it most. For instance, you may, from time to time, be asked to take responsibility for cargo before the loading process actually begins, or you could be faced with a load being rejected once you reach your final destination. By ensuring that your trucking insurance policy covers you for such eventualities, you will have the peace of mind in knowing that your own potential losses are covered.
Saskatchewan Trucking Insurance That Covers You for the Unexpected
A journey of several hundred miles with precious cargo is fraught with the potential for problems, so you need to know that you won’t be left with out of pocket expenses if something goes wrong. If you transport fresh food, for instance, you need to prepare for the possibility of a refrigeration failure. Some providers now don’t require the logging of temperatures throughout a journey. As long as the necessary maintenance procedures are carried out, they will provide coverage in the event of spoiled foodstuffs.
Your trucking insurance should also provide you with liability coverage, so any claim for injury or loss is covered. Also, the importance of contractual penalties should not be overlooked. Some policies will, in certain circumstances, cover the cost of penalties for tardiness and missed deadlines. If your contract also requires the payment of compensation for late deliveries and damaged goods, many policies will cover those costs too.
There are dozens of things that could go wrong during a long journey across several challenging terrains, so you need to protect yourself, your vehicle, your cargo and your livelihood with trucking insurance that is fit for this purpose. Call us today at 800-667-7640, and one of our highly experienced insurance agents will be happy to help you find the Saskatchewan trucking insurance that best serves your needs.