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Russ MacDonald

Has life gotten in the way of saving for the future? You know the benefits of contributing to an RRSP, and you still have time on your side to plan for a successful retirement. Your financial comfort during retirement could depend on how effectively you save today.

As you know, it's important to save regularly to help meet your financial goals. The more frequently you save, the more you'll have in the end. But coming up with a lump-sum amount each year can be difficult. It's easy to put saving on the backburner with the assumption that you'll get to it later.

What if you could do something more to accelerate your current savings strategy? A pre-authorized contribution to your savings plan can help you do just that. It helps take some of the thought out of saving by allowing you to contribute to your plan regularly, automatically and directly from your bank account. It's the idea of "paying yourself first" by getting in the habit of treating saving like any bill or re-occurring payment.

If you increase the frequency of your contributions to your RRSP now, before the Mar. 1, 2018 deadline, you could save considerably more. Sometimes, a regular contribution that fits seamlessly into your monthly budget is easier than making a large annual RRSP contribution. Together, we'll create a retirement savings plan to work for you now and in the future.

If you have questions about your financial security plan or your RRSP contributions, please don't hesitate to contact me.

-Russ MacDonald
Heritage Insurance Ltd.
(306) 631-9738

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