Canadian Flag

As a law-abiding citizen, you must cover your bases. This includes getting the right auto insurance. Canadian roadway authorities take driving safety seriously. Each of the federal provinces has auto insurance requirements. However, depending on where you live, how you get coverage might vary.

Provincial Auto Insurance Requirements

Each Canadian Province has different auto requirements, just as is the case in the 50 U.S. states. However, Canadian auto insurance does vary from American policies in quite a few ways. This includes the outlets through which Canadian drivers can get their coverage.

In the U.S., auto insurance comes from private companies. But, in Canada, drivers might be able to get their coverage from a private company, a government entity, or both. Depending on where you live, your options for coverage will vary:

Insuring Your Car in Canada

Generally, Canadian drivers must carry minimum levels of auto insurance. Most of Canada requires $200,000 in liability coverage. Quebec requires a $50,000 minimum liability policy. Beyond the requirements, drivers usually have options to choose extra coverage that suits their needs. For example, you might want to buy collision and comprehensive coverage to help cover damage to your vehicle.

To determine how best to insure your vehicle:

  • Research your province’s auto insurance requirements. Then, contact a private insurer and your respective provincial agency to get coverage. Always make sure you carry coverage in compliance with local laws where you live.
  • Consider your car’s value and the risks you might face on the road. You might need to increase your coverage to better protect yourself, your vehicle and others.

Have a thorough discussion with your insurer about the auto protection you need. Your Heritage Insurance LTD agent can often help guide you in selecting and enrolling in a strong policy. For more information, contact us today.

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010

View Mobile Version
Download our Mobile App Today
LinkedIn Facebook Twitter YouTube Google+
Heritage Insurance Ltd., Insurance Services Office, Moose Jaw, SK
Heritage Insurance Ltd
© Copyright 2020. All rights reserved. Powered by Insurance Website Builder.